Keeping up an excellent oral hygiene routine at home is essential for maintaining sufficient dental health. However, even if you are the most diligent brusher and flosser out there, there are still going to be places that you miss. That’s where your routine cleanings and checkups come in. Dental insurance is an excellent tool to make these visits fit into your budget. You can further maximize your benefits by choosing a dentist who is in-network. At Cornerstone Dental, we are happy to work with Blue Cross Blue Shield to lower your out-of-pocket costs. Continue reading to learn more about how you plan works.
When you pay your premium each month, you gain access to more affordable dental care. Once you meet your annual deductible, your insurance provider will cover a portion of the cost of your treatment. Every plan is a little bit different, but here is what a typical Blue Cross Blue Shield plan looks like:
Blue Cross Blue Shield’s main focus is preventive care. When you see your dentist for routine checkups twice each year, you can prevent issues from developing. If, despite your best efforts, an issue does come up, you can use your annual allowance to offset the cost of necessary restorative treatments.
Keep in mind that at the end of the calendar year, your benefits will expire, so they won’t carry over to the following year. It is in your best interest to use your coverage to keep your oral health in excellent shape.
Dental insurance works a lot differently from the medical insurance that you are used to handling, so it can be difficult to navigate at first. That’s where Brenda, our Insurance Coordinator, can help! She knows the ins and outs of dental insurance, so she’d be happy to answer and questions you have and address your concerns. If you need help understanding your plan and what it covers, don’t hesitate to give us a call!